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- Bad News for Gold, Banks, and Crypto -Here’s What’s Really Coming Next
Bad News for Gold, Banks, and Crypto -Here’s What’s Really Coming Next
From the regional bank meltdown to AWS outages and gold’s looming pullback, this week’s developments reveal the cracks forming beneath the financial system—and what smart investors are doing now.
Economic Ninja
October 21, 2025
Ninja News 10/21/25
October 21, 2025
💰 Take profits from overweight investments like gold, crypto, or stocks and distribute them to other assets to lock in gains and avoid tax burdens that can hinder further growth.
🚫 Buying gold at all-time highs is considered a mania and not advisable, as the US government will likely intervene to prevent significant price increases.
🔮 Despite potential risks, gold prices could still reach $5,000 this year according to the author's prediction.
💻 Investing in specific crypto projects during market downturns is suggested as a potentially better strategy than buying gold at peak prices.
⚖️ Regularly rebalance your portfolio by taking profits from saturated and overweight investments to maintain a balanced and diversified approach.
October 20, 2025
🌐 AWS outage on October 20, 2025 exposed the vulnerability of centralized cloud infrastructure, affecting major crypto platforms like Coinbase and Coin Market Cap.
🔄 Decentralized exchanges, including Coinbase, are heavily investing in Ethereum layer 2 solutions to create ultra-fast and secure trading platforms.
🏢 Edge Networks, a decentralized cloud infrastructure platform, faces growth limitations due to EU regulations and considers relocating to the US.
💼 Coinbase is strategically investing in decentralized protocols, potentially disrupting its own business model in recognition of the future of decentralized coin listing and trading.
📊 The Ninja, a major holder of Edge Networks and Definitive, emphasizes investing in projects with real-world use cases and yield potential rather than speculative assets.
🧠 The video criticizes "maxis" for their lack of understanding regarding the distinctions between coins, tokens, memecoins, and NFTs in the crypto ecosystem.
October 18, 2025
🔒 Use a crypto-only laptop with a YubiKey RFID chip ($40) for military-grade authentication, requiring human touch and making it impossible to hack.
🛡️ Implement a hidden wallet or passphrase wallet on cold storage devices to show zero balance to potential hackers, even if they gain access.
💻 Never stay logged in to crypto exchanges or wallet websites on devices to prevent unauthorized access and potential theft.
📊 Avoid checking wallet balances daily to prevent hackers from observing typing patterns, instead opting for weekly or monthly checks.
🛒 Always buy cold wallets directly from manufacturers, not third-party sellers, to avoid pre-installed malware that could lead to millions in losses.
🔑 Use a secondary RFID chip stored in a safe as a backup for your primary authentication device to ensure continued access and security.
October 17, 2025
🏦 Regional bank meltdown in 2025 will be triggered by bankrupt auto part suppliers, not FTX lenders, with the 2022 FTX collapse serving as a precursor to the crisis.
💰 Gold price will drop in January 2026 as investors liquidate to offset stock market crash losses, rather than due to interest rate changes or Federal Reserve actions.
🏠 Credit lines on homes and credit cards will be cut in half or shut off during the 2026 housing market downturn, mirroring the 2008 financial crisis.
📉 During the 2008 financial crisis, gold price peaked at $1,000 in spring and bottomed at $700 in October, losing 30% of its value as investors hedged gold to address margin issues.
💼 Only 1-2% of the population will capitalize on the 2026 market downturn by collecting assets, consolidating debt, and improving credit scores to dominate the market.
October 16, 2025
🏦 Regional bank stocks have plummeted due to fears about their lending businesses, with Zion's Bank Corp. and Western Alliance Bank Corp. shares dropping over 10% and the SPDR S&P regional banking ETF losing ~4%.
💼 Bankruptcies of two auto industry-related companies in 2025 have raised alarms about loose lending practices, particularly in the opaque private credit market, signaling potential industry-wide problems.
🏛️ Fed governors are debating whether to lower interest rates by 25 or 50 basis points in January 2026, indicating severe economic concerns.
💵 The U.S. dollar is expected to strengthen in the next 60-180 days, making it a strategic time to move to cash and maintain short positions.
📉 According to the Economic Ninja, bank stocks are predicted to significantly decline in 2026.
🚨 Jamie Dimon of JPMorgan Chase warned that seeing one instance of loan failure might indicate more widespread issues, using the analogy "When you see one cockroach, there are probably more."
Go out and crush it!
The Ninja is OUT!
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