Banks Are Breaking, the Fed’s Trapped, and XRP Just Got the Green Light

Insiders reveal the real cost of tariffs, why interest rates may stay high, and how SEC approval could send XRP soaring—plus what to do right now with the quarters in your pocket.

Ninja News 7/5/25

July 5, 2025

July 4, 2025

🏷️ Tariffs have significantly increased costs for importing products from Asia, driving up prices on everyday items like sporting goods, tools, and home improvements due to higher container and domestic freight prices.

💼 When companies go bankrupt, it affects the entire supply chain, with suppliers not getting paid and customers losing value on gift cards and product returns.

💰 Factoring is a loan option for companies to get paid faster on invoices, but can be costly with some companies charging a 2-4% deduction for quicker payment.

🏭 Manufacturing costs are rising across all aspects, including raw materials, labor, shipping, and packaging, due to tariffs, and lowering interest rates may not alleviate these increases.

💳 Companies, especially small businesses, need more cash flow and extended payment terms to keep goods in stores due to longer sales times, making financing increasingly expensive.

🛍️ Retailers often push the burden of price increases back onto importers or overseas Asian manufacturers to maintain consumer prices, rather than raising retail prices.

July 3, 2025

🏦 The Federal Reserve only lowers interest rates during economic collapse, basing decisions on jobs numbers, debt levels, and spending rather than just the stock market.

💼 As a private bank, the Fed's decisions prioritize its own private interests over government needs, loaning money that citizens repay through future taxes.

💳 The current economy is propped up by multiple types of consumer debt, including student loans, mortgages, credit cards, and auto loans, rather than stock market performance or job numbers.

🔄 The Fed consistently acts as the last responder in both lowering and raising interest rates, indicating a reactive rather than proactive approach to economic management.

📊 Jobs numbers and stock market performance are not reliable indicators of economic health, as they mask the underlying debt-driven nature of the current economy.

🏛️ The government's reliance on Federal Reserve loans creates a cycle of debt and taxation, potentially compromising long-term economic stability and citizen welfare.

July 2, 2025

💡 Money is energy that's only valuable when used actively, not when stagnant, and excuses like negativity from others shouldn't prevent starting new ventures.

🚀 Serial entrepreneurs thrive on starting with nothing and building something, admiring wealthy individuals who continue to work hard and get their hands dirty.

🌱 Starting small is crucial for building wealth, as demonstrated by the author's success stories of selling palm trees, launching a trailer business, and starting a venture at a yacht show.

📱 Scanning barcodes with a cell phone app to earn crypto can significantly impact lives, especially in countries like Thailand where daily wages are as low as $2.

💰 Wealth is a tool that can change millions of lives when used properly, not a selfish pursuit or heavenly storage, but a means to actively help those in need.

🔍 Inspiration for building wealth from scratch can be found in YouTube comments, where successful individuals like ATM and Bill share their experiences.

July 1, 2025

🚀 SEC approval of Grayscale's conversion of its digital large cap fund into a spot ETF holding Bitcoin, Ethereum, Solana, ADA, and XRP could trigger a massive buying spree for XRP once accessible to Wall Street institutions and investors.

💹 The current dip in XRP's price presents a potential buy opportunity, with the "rumor sell the news" situation expected to precede significant growth.

📅 Ripple releases XRP on a schedule through its escrow process, using the funds to sustain company operations, which explains media encouragement to buy XRP before anticipated price increases.

💥 If Ripple decides to destroy 1/10th of the total XRP supply, it could cause the value to skyrocket due to reduced availability for business transactions.

💰 The Economic Ninja predicts XRP could reach $1,000 in 20 years, based on its true value and potential for supply reduction.

🔄 Diversifying investments across cryptocurrencies like XRP, Digibyte, and XCN is recommended, as they move in different ranges at different times, emphasizing investment based on fundamentals and logic rather than price or marketing.

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Why switch from manual to automatic?
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Go out and crush it!

The Ninja is OUT!

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