Get Ready As The Mortgage Cycle FLIPS

2026-02-23 | Economic Ninja

🥈 Mortgage cycle flips: rates crash, inventory surges – sellers lose control first time since 2022. Buyers seize leverage now.

📊 Economic Ninja spots the pivot: hold off high-rate buys, wait for flood of motivated sellers.

⚠️ Seller panic incoming as listings explode. Don't get caught on wrong side of shift.

💰 Mortgage Master + PRO bundle on sale: https://bit.ly/3Mptn09

Gold holders will lose as they figure out what Warren Buffett Is Doing

2026-02-22 | Economic Ninja

🥈 Gold peaked 2011-2012 despite money printing since; it lags inflation, not hedges it. Static holders miss cycle gains Buffett captures with $382B cash.

📊 Berkshire net seller 12 quarters, holds $1.2T sector-leading cash in treasuries as stocks look expensive. Cash kings win crashes—gold sits idle.

⚠️ 99% gold holders think winning with no benchmark; Buffett's moves show they'd earn more cycling assets. Don't chase $8k gold—position cash now.

💰 Gold miners up 6-7x in 3 years for early buyers, but sell into strength like speaker plans at 60% cash. Market longest run in 70 years—crash incoming.

🔥 Tax fear kills profits; pull principal + gains tax-efficiently. Sale on Personal Tax Planning 101: https://bit.ly/48VdG9n

Don’t Get Stuck in an Education Loop

2026-02-22 | This Will Make You Rich

🥈 Endless degrees: high school to PhD, colleges profit from fear of real work. Break the loop—test jobs first.

📊 Master's pushed for more money, doctorate to "run department." Reality: degrees often unused in careers.

⚠️ Education paralysis: finish one degree, fear next step, repeat. Work experience reveals if field fits before more debt.

💰 Colleges sell "next level = success," but doom loop delays wealth building. Prioritize real-world tests over credentials.

If you don't pivot in 2026 you will miss huge financial gain

2026-02-21 | Economic Ninja

🥈 Longest bull run in 70 years demands 2026 pivot. Static holders miss the huge gains Economic Ninja forecasts.

📊 Markets overextended; pivot from gold/stocks to cash like Berkshire's $382B pile. Cycle timing beats holding.

⚠️ No pivot = left behind in crash. Economic Ninja flags exact signals from mortgages to PMs.

Are Poor People Lazy?

2026-02-21 | This Will Make You Rich

🚫 The Laziness Lie: Poor people aren't poor because they're lazy. They're trapped by environment and educational blindspots they didn't choose.

💬 Your Network is Your Net Worth: Hang with people going nowhere? You'll stay there. Surround yourself with ambitious builders and your trajectory changes automatically.

🏫 School System Reality: Public education produces employees, not entrepreneurs. Business owners pay less tax by design — the system is rigged to keep you on the W-2 hamster wheel.

Cars are Not Investments

2026-02-21 | This Will Make You Rich

🚗 The Luxury Car Lie: "They only go up," said the dealer who started in 2012. He's never seen a recession. He's never watched rich people stop buying toys when their portfolios crash.

🏌️ The Golf Pro Lesson: Same dealer got laid off as a golf pro during the Great Recession. His own words: "Rich people don't golf when there's a recession." So why would they buy Lambos?

📉 Depreciation Reality: Cars are investments "until you have to sell them." Then they're depreciating assets with high carrying costs masquerading as status symbols.

Is Saving Cash Safe?

2026-02-21 | This Will Make You Rich

🚫 Cash Hoarding is Fear: "Safe" cash saving is often just fear of loss wearing a disguise. You hit a ceiling savers can never break through.

💡 Emotion Destroys Returns: 99% of investment losses aren't from picking wrong — they're from panic selling at bottoms and chasing at tops. The asset isn't risky; your psychology is.

🚀 The 20% Rule: Out of every $100 saved, put $20 to work. Even 10% on $10 is just $1 — but it's a WIN. And wins build the investing muscle.