A BIG Short Warning About DOGE

Mar 21, 2025

📉 Danny Moses, a Big Short crew member, warns the market is underestimating Doge's negative impact on the economy, similar to the 2005 mortgage fraud situation.

💰 The dollar's potential crash due to excessive money printing could trigger a panic among retail investors, leading to a cascading effect on stock and crypto markets.

🕵️ Doge is exposing fraud and misuse of taxpayer funds, causing instability among those in power and exacerbating existing societal tensions.

📊 Recent market trends, including the worst week in 3 years and worst month in 10, indicate a larger underlying problem that may result in a massive sell-off.

💼 The Economic Ninja is maintaining 30-50% cash from crypto holdings, considering it safer than dollars or Bitcoin during a potential dollar crash.

🔮 A 10% drop in the dollar could potentially collapse both stock and crypto markets due to extensive leverage in margin accounts.

These Auto Dealers Are In Trouble

Mar 20, 2025

🚗 Subprime borrowers are defaulting on car loans at record rates, with 6.1% of borrowers 60+ days late on payments, the highest since 1995.

💰 Smaller mid-tier banks and credit unions specializing in auto loans are under stress, as writing down losses could be a "death blow" to their balance sheets.

📈 Cost of living is increasing rapidly, with car prices expected to rise further due to potential tariffs in the next six months.

📉 Low inventory of new cars, with dealers parking vehicles sideways, signals a potential recession or depression.

🛒 The best time to buy a car is mid-December, during end-of-year sales when dealers are trying to meet their annual sales targets.

This is not good...

Mar 20, 2025

📊 Subprime auto loan delinquencies hit a 30-year high with 6.6% of borrowers 60+ days past due as of January 2025, surpassing levels from 2008 and 2000 financial crises.

💳 Credit card delinquencies are surging, with 30-60 day late payments up 25% and 90+ day delinquencies up 15% in 2024.

📉 Bond yields are declining, with the 10-year note yield dropping 6.5 basis points to 4.18% and the 2-year yield falling 4.5 basis points to 3.9%.

📊 Stock markets are tumbling, with the S&P 500 down 10% and Nasdaq down 15% in the past month.

🏛️ President Trump is now urging the Federal Reserve to cut interest rates to cushion the economic impact of his tariff policies.

🚗 Auto loan delinquencies reaching record highs, coupled with other economic indicators, are being interpreted as signs of an impending recession.

SEC Just Let XRP Go Free

Mar 19, 2025

🚀 The SEC dropping the Ripple lawsuit is a massively bullish sign for XRP, setting a precedent in US crypto regulation and potentially leading to ETF authorization and institutional buying.

📈 XRP's price spiked 14% with 15% volume in the past hour, but caution is advised against immediate buying due to potential short-term sell-offs and profit-taking.

💰 XRP is expected to outperform Bitcoin in the next year, potentially reaching $12-$18, and may pull up other small market cap coins as it rises.

🔑 For new investors looking to enter XRP before potential ETF phase, the Uphold exchange is recommended as an easy-to-use platform with XRP availability.

🕰️ The Ninja has been investing in XRP since 2017 when it was 2 cents, maintaining a massive long-term position in the coin.

A New Threat From AI

Mar 18, 2025

🤖 AI adoption is causing significant disruption in companies, leading to job losses and power struggles between leaders and workers, with 94% of SEU Executives dissatisfied with their current AI solutions.

💼 AI can decimate jobs in service-based industries like window washing, pressure washing, and mechanic shops by automating tasks such as video editing, advertising, and business planning.

📊 AI can analyze employee performance through monthly/yearly appraisals, pay packages, and job completion rates, potentially resulting in more layoffs and increased job insecurity.

👁️ AI technology can sense employee presence in buildings by scanning body heat and movement through HVAC systems, enabling energy efficiency and lighting control.

😰 The rapid implementation of AI is causing workplace stress due to leaders pushing adoption without full understanding, while employees feel overwhelmed by the pace of AI development.

🥷 The Ninja 101 AI course teaches employees to program AI agents, build apps, and create video games by voice commands, making them highly valuable in their companies and prepared for the AI-driven future.

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