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- Fear Index Spikes, Bitcoin Crashes, and Trump’s $2K Stimulus Could Change Everything
Fear Index Spikes, Bitcoin Crashes, and Trump’s $2K Stimulus Could Change Everything
From JP Morgan’s bold Bitcoin forecast to canceled pennies, falling home prices, and the coming 50-year mortgage frenzy—here’s what’s really driving markets as fear grips investors worldwide.
Economic Ninja
November 16, 2025
Ninja News 11/16/25
November 15, 2025
🧠 Fear and Greed Index hit 10, matching levels last seen during the March 2020 crash, while wealthy individuals, governments, and institutions accumulate Bitcoin during the dip as retail investors panic-sell at sub-$100K prices.
📊 Bitcoin's mining cost sits around $94K, which JP Morgan identifies as a key support level, with their forecast projecting a potential rally to $170K driven by institutional adoption and possible Federal Reserve rate cuts.
💰 Donald Trump announced a potential $20 trillion injection into the economy within 45 days, representing 75% of current GDP, which could catalyze a significant Bitcoin price surge according to market analysts.
📉 Bitcoin experienced a 5% daily decline and the steepest weekly fall since early 2024, dropping below $100K for the first time in 6 months during this correction period.
💼 Wash trading Bitcoin positions during price dips can generate tax-loss harvesting opportunities for offsetting capital gains, though implementation requires consultation with a tax professional for proper execution.
November 15, 2025
🔄 Trump reversed his previous stance on tariffs that he insisted were necessary to protect US businesses and workers despite short-term pain, now cutting duties on coffee, bananas, beef, cocoa, tomatoes, avocados, coconuts, oranges, pineapples, tea, and spices to address political pressure from rising grocery costs.
🎯 Tariff exemptions specifically target products like bananas and coffee that are not grown or produced in the US in sufficient quantities, removing duties that previously raised prices on common items like beef, coffee, and chocolate.
📊 Tariff cuts aim to moderate grocery price increases amid decade-high inflation and rising food costs that have impacted US households for several years as documented by the consumer price index.
⚖️ Experts caution that global supply shortages also influence prices beyond tariffs, while higher prices can paradoxically help alleviate global food shortages by reducing demand.
November 14, 2025
🏦 JP Morgan analysts set Bitcoin's price floor at $94,000 based on rising production costs (electricity and equipment) with $170,000 upside target within 6-12 months using volatility-adjusted comparisons to gold.
🐋 Wealthy individuals, companies, and governments accumulate Bitcoin at current levels using specialized trading setups that scrape retail sell orders without triggering market panic during global turmoil.
💰 The Fed repo window currently injects more liquidity into banks than recent periods, signaling weakness in the banking sector and potential systemic stress.
💎 Smart investors acquire finite supply assets like Bitcoin during market discounts, while the Base ecosystem on Coinbase launches in 8 weeks offering early access to crypto projects before centralized exchange listings with potential airdrops.
November 13, 2025
📊 Foreclosures spiked 20% year-over-year in October 2025, with completed foreclosures up 32%, indicating significant distress in housing market which serves as primary wealth-building tool for most Americans.
🗺️ Florida, South Carolina, and Illinois led U.S. in foreclosure filings during October 2025, recording 20% more foreclosure starts than previous year according to CNBC data.
💰 Economic Ninja predicts real estate buying opportunity in 2026, promoting tax lien and deed courses that teach acquiring properties for 20% of market value through proper due diligence processes.
🏢 2026 real estate strategy involves forming LLC to purchase cash-flowing storage units, then leveraging DSCR loans (Debt Service Coverage Ratio) with LLC as borrower rather than personal guarantee.
November 13, 2025
💰 The US Mint stopped producing pennies on November 12, 2025 because production costs of 5-12 cents per coin exceed their 1 cent face value, making pre-1982 copper pennies valuable for metal content and potential collectible appreciation alongside traditional investments like land, water, oil, gold, and silver.
🏠 The introduction of 50-year mortgages will trigger investor rushes that inflate home prices despite large metro areas and suburbs experiencing real estate contraction, with only properties dropping 5-10% in price achieving contingent status.
📉 Inflation continuously devalues the dollar causing real estate prices to rise long-term through waves and dips, with a major downturn predicted before ultimate long-term price increases.
🏦 Banks face critical trust issues preventing recapitalization and forcing reliance on Federal Reserve repo loans, with bad news expected to hit markets in January 2026 following the October 2025 stock and crypto crash.
🥈 Physical silver may experience price dips but could whiplash back up within eight weeks, positioning gold and silver as finite tradable resources for profit generation.
November 12, 2025
🏦 JP Morgan launched JPMD, a USD deposit token on Base (Ethereum Layer 2), enabling institutional clients to execute near-instant 24/7 settlement with real-time liquidity outside traditional banking hours, marking a paradigm shift from conventional online banking to public blockchain infrastructure for global transactions.
⏰ The next 8 weeks represent a pivotal period for crypto investors as Base ecosystem expects major announcements, massive liquidity influx from traditional finance, and potential regulatory clarity on Bitcoin and digital assets.
🎯 Being early to Base ecosystem launch positions investors as gamechanger to capture liquidity flowing from traditional finance to crypto, requiring navigation skills and proper tools to exploit this institutional money movement.
🔧 Base, a Layer 2 solution built on Ethereum by Coinbase, offers fast and cheap transactions while enabling JP Morgan's institutional clients to exclusively send and receive money securely, positioning it as dominant force in evolving financial landscape.
📈 Base is set for massive growth and adoption with major projects launching within 8 weeks, driven by institutional participation through JPMD integration and enhanced digital payments ecosystem.
💡 JPMD on Base enables institutional transfers on a public blockchain, expanding beyond traditional banking constraints to provide 24/7 global transaction capability with real-time settlement.
November 11, 2025
🎯 Creator predicts silver will spike to $60 before dropping, then expects a Bitcoin to silver ratio of 150,000 to 35 to create a major buying opportunity that could dry up the nation's available silver supply.
💰 Constitutional 90% silver coins (dimes, quarters, half dollars) are recommended as the rarest and most valuable type of silver to accumulate during the predicted cycle.
🔄 Trading between asset cycles (crypto, gold, silver) is advised over staunchly holding one asset, as strategic rotation maximizes profits while constant holding leads to losses.
⚡ Tax-free Bitcoin purchases under a certain threshold will drive average people into Bitcoin adoption, accelerating the spiking adoption curve beyond current investor demographics.
🙏 Silver is viewed as a spiritual asset created by God for money, with its price allegedly suppressed by spiritual powers despite its rarity and potential to eventually match gold's value.
🏠 Ninja personally cleaned houses for extra income to fund silver and Bitcoin investments, demonstrating commitment to financial independence without relying on handouts or traditional income alone.
November 11, 2025
🏘️ Luxury homebuyers who purchased at peak COVID prices now face 30-50% price drops, with some unable to sell even after $200,000 kitchen renovations, creating opportunities for aggressive investors to offer 20% below market value on properties listed multiple times.
🔍 Effective negotiation requires checking Zillow purchase history for original price, reviewing permits to identify unpermitted renovations, and tracking days on market to identify desperate sellers vulnerable to pre-renovation price offers.
💰 Building credit and cash flow through vehicles like tax liens positions investors to capitalize on market downturns and exploit opportunities when financially constrained luxury home sellers are forced to accept lower offers.
🗳️ The 2026 presidential election may trigger government intervention through 50-year mortgages to stimulate housing activity, allowing savvy investors to buy cheap single-family homes and resell to buyers with long-term loans.
📝 Offering 30-50 year mortgages at below-market rates with free refinancing clauses if rates drop makes seller financing more attractive than traditional bank loans while discouraging early refinancing.
November 11, 2025
🏘️ Luxury homebuyers who purchased at peak COVID prices now face 30-50% price drops, with some unable to sell even after $200,000 kitchen renovations, creating opportunities for aggressive investors to offer 20% below market value on properties listed multiple times.
🔍 Effective negotiation requires checking Zillow purchase history for original price, reviewing permits to identify unpermitted renovations, and tracking days on market to identify desperate sellers vulnerable to pre-renovation price offers.
💰 Building credit and cash flow through vehicles like tax liens positions investors to capitalize on market downturns and exploit opportunities when financially constrained luxury home sellers are forced to accept lower offers.
🗳️ The 2026 presidential election may trigger government intervention through 50-year mortgages to stimulate housing activity, allowing savvy investors to buy cheap single-family homes and resell to buyers with long-term loans.
📝 Offering 30-50 year mortgages at below-market rates with free refinancing clauses if rates drop makes seller financing more attractive than traditional bank loans while discouraging early refinancing.
November 10, 2025
🏠 50-year mortgages could trigger a 20-30% home price spike as buyers bid up properties based on lower monthly payments, creating a simultaneous crash and spike scenario where affordability worsens despite extended terms.
📈 Extended mortgage terms will carry higher interest rates than 30-year loans, causing buyers to pay significantly more over the loan's life while paradoxically driving up purchase prices through increased bidding power.
💰 Tax lien and deed investing generates 12-36% annual returns with lower risk by earning interest while homeowners remain in properties, then profiting when liens are paid off or properties are acquired.
🏦 Investors with 800+ credit scores can exploit 50-year mortgages for rental property acquisition using lower down payments and higher leverage, with loans secured by rental income rather than personal finances.
📅 A housing market frenzy is projected for 2026 as buyers rush to secure 50-year mortgage products for both primary residences and investment properties targeting cash flow and appreciation.
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