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- It Starts in Four Weeks—And Most Crypto Holders Aren’t Ready
It Starts in Four Weeks—And Most Crypto Holders Aren’t Ready
New IRS rules hit January 1st, silver enters a danger zone, and the Fed’s real plan is now in motion. Here’s what you must do before the clock runs out.
Economic Ninja
December 20, 2025
Ninja News 12/20/25
December 19, 2025
📋 Starting January 1, 2025, crypto exchanges like Coinbase, Gemini, Crypto.com, and Binance must issue 1099-DA forms reporting gross proceeds from all sales or exchanges, with transfers to cold storage incorrectly counted as taxable sales, potentially creating inflated gains and significant financial losses for investors who don't correct these errors with specialized tracking software.
📅 Beginning in 2026, brokers will report cost basis and acquisition/sale dates for covered securities acquired after 2025 in custodial accounts, a requirement most CPAs are unfamiliar with, creating risk of substantial tax overpayments without proper expertise.
💼 Most CPAs, enrolled agents, and standard tax software lack crypto-specific expertise, causing investors to risk overpaying taxes due to significant differences in how crypto transactions must be recorded and gain/loss calculations performed compared to traditional assets.
🎓 The IRS classifies crypto as property requiring tax payment on transactions, making it essential to learn crypto tax planning independently rather than blindly following general CPA advice, as understanding taxation nuances can prevent paying significantly more taxes than legally necessary.
🔍 Crypto holders must proactively use specialized crypto tax software to track actual transaction history and correct inaccurate 1099-DA forms from exchanges, as automated broker reporting will not distinguish between actual sales and non-taxable transfers like moving assets to cold storage.
December 19, 2025
🚨 Silver market shows manipulation signs through paper speculation with zero retail physical buying — SD Bullion selling at spot price instead of typical premiums indicates artificial price inflation disconnected from physical demand
💰 Economic Ninja selling significant portion of silver mining stocks in 2025 to capture long-term capital gains before anticipated 2026 tax changes, prioritizing tax optimization over potential further gains
⚠️ Silver's parabolic rise to $67/oz in 2025 (more than double starting level) mirrors 2010-2011 pattern when silver hit $49/oz before smackdown, suggesting high risk of sharp correction for new buyers
📊 Stopped buying silver at $30/oz despite $60+/oz prices because strategy focuses on doubling and tripling returns in silver, bitcoin, and crypto — plans to demonstrate same approach in real estate during 2026
⏱️ Velocity slowdown in monetary systems signals potential banking crises as money circulation decreases, currently observing this critical warning sign in 2025 economic cycle
December 19, 2025
🏛️ Trump's no income tax proposal may actually introduce a wealth or use tax targeting the wealthy through asset-based taxation (such as boats over a certain size), effectively changing the tax name while maintaining revenue collection from high-net-worth individuals.
💰 Eliminating the lowest tax brackets while maintaining income tax for higher earners could trigger an economic boom by putting more money directly into lower-income people's hands who spend it immediately, creating rapid economic circulation.
📊 Progressive tax systems structurally allow for eliminating lower brackets while preserving higher income taxation, but the poor and middle class need a mindset shift rather than relying on Trump to save them financially.
💼 Tax planning education delivered measurable results with one company saving $35,000 after correcting their tax strategy, demonstrating that proper tax course training creates significant financial returns for individuals and businesses.
📈 The Ninja’s crypto trading strategy consistently achieved buying at bottom prices and selling at top prices, proving a replicable approach that others can learn to maximize their own cryptocurrency profits.
🤝 Surrounding yourself with wealthy, successful people through expensive masterminds or by serving others at lower levels elevates personal success, as serving others creates pathways to higher realms of achievement and opportunity.
December 18, 2025
🌲 Tree trimming companies generate excess wood chips and rounds as waste material that can be contracted for free or low cost, then resold for profit as firewood or wood chips with minimal acquisition expenses.
💰 Investing in a log splitter enables selling split wood at premium prices compared to unsplit rounds, significantly increasing profit margins per unit of raw material processed.
📱 Facebook Marketplace appears saturated with firewood listings, but research reveals only a few sellers are actually active and fulfilling orders, creating untapped opportunities for new entrants who consistently deliver.
🔍 Marketing through SEO, keywords, and targeted ads combined with offering both delivery and pickup options using equipment like tractors for loading can significantly increase sales volume beyond passive listings.
🏢 Forming a separate business entity enables tax write-offs for personal assets like tractors and implements used partially for the business, reducing overall tax burden while using third-party apps like Square for credit card payments expands the customer base beyond cash-only buyers.
December 18, 2025
💸 The Federal Reserve's 2% inflation mandate systematically destroys currency purchasing power through interest rate manipulation and currency devaluation, forcing asset prices like homes to rise continuously over time regardless of underlying value.
📈 Stocks rise on cooler-than-expected inflation data because markets anticipate lower interest rates will enable increased stock buying, creating opportunities for non-dividend paying stocks to be sold at higher prices under the Greatest Fool Theory.
🍔 McDonald's Big Mac prices increased 329% since the pandemic start, demonstrating how sustained high prices eventually force consumer purchasing to stop, compelling companies to lower prices in panic to stimulate sales—the cure for high prices is high prices.
🥇 Gold and silver prices can paradoxically drop during Fed rate cuts despite their safety from counterparty risk, because rate manipulation signals severe underlying economic problems that trigger broader market panic selling.
🎭 The Greatest Fool Theory explains how most non-dividend paying stocks only generate returns by finding a greater fool willing to buy at a higher price, creating a chain dependent on continuous new buyers rather than fundamental value.
December 17, 2025
📊 Bank of America holds $44.7B notional exposure to precious metals derivatives as of Q2 2025 per US Office of the Comptroller of the Currency report, with estimates suggesting $35B paper losses on silver short positions entered at $25-30/oz price levels.
🏦 Bank of America may have cleared short positions before issuing bullish 2026 forecasts, as maintaining such large short exposure while predicting $65 silver and $5,000 gold would represent a massive blow to the institution.
📈 Bank of America projects gold averaging $4,438 and silver at $56 in 2026, with potential path to $6,000 gold requiring 28% increase in investor purchases, driven by fiscal deficits, rising debt, capital inflows, and rate cuts amid 3% inflation environment.
💎 Investment demand expected to surge 14% in 2026, fueling precious metals rally alongside supply shortages and industrial demand from solar and electronics sectors creating fundamental support beyond speculative positioning.
⚠️ Parabolic price surges in silver will reverse when profit-taking exceeds buying pressure, following historical patterns observed in crypto, precious metals, and stocks where momentum-driven rallies eventually exhaust despite prevailing bullish narratives.
December 17, 2025
🔄 Converting silver into cash-flowing real estate during price peaks creates generational wealth through equity and income, rather than holding silver indefinitely which becomes a losing strategy for most investors.
📈 Real estate prices fall as gold and silver prices rise, making the optimal real estate investment window when silver prices are peaking to maximize the exchange ratio between assets.
⚠️ Investing in silver at all-time highs is a strategic mistake; the profitable approach is converting silver into cash-flowing assets when prices surge to maximize gains and minimize losses.
🔁 Monetary and economic cycles operate on different timescales but align on macro levels, consisting of multiple smaller boom and bust cycles before major crashes that fundamentally restructure the monetary system.
📊 Building 22 successful businesses taught the principle of identifying limits and rolling profits into larger ventures, requiring commitment to learning new asset classes and pursuing aggressive growth through strategic scaling.
December 16, 2025
💰 Pre-1982copper pennies contain 3.5 cents worth of copper, offering 200-300% profit potential as the government ceases penny production and pulls them from circulation for melting their copper and zinc content.
📈 Copper prices are projected to rise significantly over 5, 10, and 20 years, potentially valuing copper pennies at 5-25 cents each despite short-term drops during economic downturns and stock market sell-offs.
🧠 Hoarding copper pennies transforms mindset about real wealth by focusing on tangible resources like copper from the ground rather than fiat currency that is rapidly losing value through debasement.
🏠 Houses may double in value on paper, but gas, food, and electricity appreciate even more, decreasing real purchasing power of home equity due to currency debasement.
📖 The biblical poor widow story who gathered jars to collect overflowing oil demonstrates the principle of focusing on opportunities and taking massive action to create wealth rather than dwelling on limitations.
💵 Debasement of fiat currency guarantees copper's long-term appreciation similar to housing values, making physical copper a hedge against currency deterioration regardless of short-term economic volatility.
Go out and crush it!
The Ninja is OUT!
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