May 6, 2025

🚫 The UK's FCA plans to ban retail investors from borrowing money to buy cryptocurrencies, citing concerns about unsustainable debt and market manipulation.

🏦 Crypto trading platforms must treat all trades equally, separate proprietary trading from retail investor activities, and provide transparency on pricing and execution.

🛡️ FCA's proposals aim to provide an appropriate level of protection for consumers, addressing concerns like market manipulation, conflicts of interest, and settlement failures.

💼 Financial professionals can still borrow to buy crypto if they meet criteria: £500,000 to invest, 10 trades per quarter for the past year, and 1 year of experience.

📈 The proportion of UK residents funding crypto purchases by borrowing doubled from 6% to 14% between 2022 and 2023, according to a Yuggov survey.

May 5, 2025

🏘️ Housing market instability driven by financial uncertainty, with buyers backing out of deals and prices dropping 30% in Lake Tahoe, while Florida's market is described as a "basket case".

💹 Potential for "hyperinflation in real estate" if Trump succeeds in forcing the Federal Reserve to lower rates, causing the 10-year bond yield to decrease.

🌪️ A "perfect storm" for an eventual market crash is brewing due to the affordability crisis, with predictions of a more severe collapse in the next 3.5 years.

📈 Recent stock market volatility attributed to Trump's announcement of sweeping tariffs, with significant shocks observed in the past 6 weeks.

🧠 Understanding mortgage products and every aspect of the mortgage industry is crucial for navigating market fluctuations and potentially saving thousands of dollars.

⏳ The current administration's term will experience a "sloshing effect" and "time lag" before a harder market collapse, emphasizing the importance of timing in real estate decisions.

May 4, 2025

🙏 The NInja’s 25-year practice of tithing 10%, even during financial hardship, resulted in divine intervention to save their home, demonstrating the tangible benefits of this biblical principle.

💼 After writing a tithing check to the Message Trust charity, the Ninja’s financial education company experienced an "amazing increase" in views and subscribers, serving as a living testimony to the power of tithing.

🌟 The Message Trust, a 33-year-old entrepreneurial charity, has a proven track record of impacting countless lives through its business-savvy approach to "feeding people and saving souls".

🎯 The charity's three-year vision and ongoing mission have impressed the Ninja, leading them to actively invest in and promote the organization's work.

🗣️ By sharing his tithing experience, the Ninja aims to inspire others without personal gain, hoping to hear testimonies of breakthroughs from viewers a year later.

May 3, 2025

🚗 US car sales expected to drop by 1.8-2 million in 2025 due to tariffs, with potential for 7 million fewer sales in Canada and US between 2025-2035.

💼 Mercedes is dominating European car market in US, with its second busiest plant in America, poised to "absolutely crush it" due to cheaper production costs.

🏭 Tariffs on imported vehicles and components have led to production pauses in Canada and Mexico, with 75% of Buick vehicles built outside US, risking brand extinction.

💰 Car industry experiencing sales surge due to tariff panic, with Ford sales up 16%, but this knee-jerk reaction may lead to market collapse similar to housing crisis.

🎓 Auto Trader Pro course, part of a bundle, teaches using AI and ChatGPT to buy cars inexpensively, promising a potential 40-50 times cost savings on next vehicle purchase.

May 1, 2025

💼 The 80/20 rule in investing states that 80% of gains come from 20% of investments, emphasizing the importance of focusing on high-potential assets.

📊 Successful crypto investing requires conscious decisions based on research and market dynamics, not emotions or following "hot tips".

📈 The "90% rule" suggests that stocks sold at a loss often recover and surpass their original price, separating winners from losers in investing.

🚀 During a crypto bull run, expecting 10-20% monthly gains is considered a huge goal compared to traditional investing standards.

🔄 A token's migration period, like Synapse (SYN) to Cortex (CX), can create FOMO and drive up prices, offering high-risk, high-reward opportunities.

🎯 Setting realistic expectations is crucial in crypto investing, as those with "piss poor expectations" often become "bag holders" and lose money.