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- You’re Broke... But They Keep Saying the Economy Is “Strong”
You’re Broke... But They Keep Saying the Economy Is “Strong”
Why Americans feel crushed despite GDP growth—and how layoffs, silver manipulation, geopolitics, and stimulus lies are exposing what’s really happening in 2026.
Economic Ninja
January 05, 2026
Ninja News 1/5/26
January 4, 2026
🔍 45% of Americans believe financial security is worsening despite GDP growth, with many perceiving a recession that doesn't officially exist after the definition was changed to avoid acknowledging economic downturn under Biden's administration.
📉 Corporate bankruptcies surged 14% in 2025 with over 700 US companies filing, creating a psychological shock as the metric moved from single to double-digit percentage changes, directly impacting jobs and household finances.
🛒 Major retailers like Target and Walmart report significant consumer behavior shifts, with higher earners now shopping at dollar stores as wages fail to keep pace with inflation, leaving Americans financially stuck.
💊 Healthcare costs represent a major financial burden with tens of millions of US adults reporting difficulty paying for care and expressing worry about affording unexpected medical bills.
💡 Practicing gratitude for current resources unlocks creative thinking to identify money-saving opportunities and income generation, with frugality and money-making ideas as core strategies for financial dominance.
January 4, 2026
🎯 Keep credit utilization at 33% or less of your limit to boost credit scores by exploiting algorithm patterns, or request limit increases to maintain this ratio when spending more
💰 Avoid leasing cars and overspending on mortgages that create house-poor situations—drive older owned vehicles for financial freedom that compounds from smart past ownership decisions
💼 Treat every dollar as a worker generating returns through assets like gold, silver, crypto, businesses, and side hustles instead of spending on toys and luxuries
🍳 Cut micro-expenses like extra avocado charges and cook at home—small costs compound significantly over time and directly impact overall financial health
📈 Launch minimal-debt side hustles using garage sale reselling or niche opportunities like selling Rolex store catalogs on eBay for $50 each despite their limited store availability
🙏 Practice tithing and giving during financial struggles for long-term financial blessings, though results require time and persistence without immediate returns
January 4, 2026
🎯 US aims to control Colombia's gold and silver mining industry as a geopolitical tool against China and Russia, who are investing heavily in the region, while Trump publicly frames intervention through drug trade control messaging.
🌍 Colombia's leadership pursues multipolar world alignment and non-US trade diversification with China as one of their largest trading partners involved in mining equipment, energy, and infrastructure financing, placing Colombia in watchlist category for potential US intervention.
⛏️ Colombia operates as major gold producer in Latin America with significant untapped reserves, but major international miners face project delays and cancellations as government seeks to retain control of valuable resources amid environmental opposition, regulatory uncertainty, and security concerns.
🇨🇳 China functions as major gold and silver buyer with strategic interests in Colombia's booming mining sector during period of rising gold prices and expanding gold prospecting activity.
January 3, 2026
🏦 COMEX and global exchanges manipulate silver markets by changing rules mid-trade, attacking paper longs, and flooding contract numbers to prevent physical delivery, forcing settlement in fiat currency instead of metal transfer
🪙 Junk silver dimes disappear first during tight markets due to their low cost and accessibility for average investors, making them essential holdings according to the speaker
💎 Holding physical silver versus vault storage represents the difference between actual ownership and paper claims, with the speaker emphasizing direct possession despite maintaining some vault holdings
📉 Venezuela's silver production collapsed from a 2016 peak of 1,675 metric tons to 480 tons in 2020 (down from 558 tons in 2019), with geopolitical events heavily influencing the market as of early 2026
💰 A CPA serving wealthy clients and investing in precious metals and crypto created a $19 mini course on silver taxation available for 24 hours, addressing concerns about selling gold and silver tax implications
January 3, 2026
🎯 The US launched a large-scale military attack on Venezuela in January 2026, seizing Maduro and his wife, causing infrastructure damage and power outages in Caracas as a strategic move to break apart BRICS nations without directly confronting China or Russia.
💵 The US dollar is experiencing its fastest decline in 12-14 years as Venezuela and other nations seek to trade oil outside the dollar system, threatening dollar supremacy and America's economic foundation.
🛢️ Venezuela is pursuing full membership in BRICS to counter US pressure and leverage its vast energy resources, with China supporting the bid while Brazil previously opposed due to election issues surrounding Maduro's legitimacy.
⚡ China and Russia are formulating a retaliation plan against the US military operation since Venezuela was supplying BRICS nations with oil, making the attack a direct threat to their energy security.
📉 The US faces a potential economic collapse in 2026 from a coalition of nations stopping dollar purchases and shifting to alternative assets, which could trigger a dollar value collapse and attack on America's economic system.
January 2, 2026
🏛️ American Silver Eagles face collectibles tax treatment with long-term capital gains up to 28%—significantly higher than the standard 10-15% stock capital gains rate—despite being constitutionally minted coins with fixed dollar denominations.
📊 Sellers must report profit calculated as sales price minus cost basis and pay tax at the collectible capital gains rate (maximum 28%), requiring meticulous cost basis tracking for compliance.
📋 Bullion dealers currently enjoy exemption from reporting American Silver Eagle sales on Form 1099-B unlike other bullion types, but potential future reporting requirements could enable IRS audits of past transactions by matching dealer reports against taxpayer returns to flag unreported sales.
🔍 Future IRS reporting mandates for bullion dealers would create audit trails allowing the agency to cross-reference historical transactions with tax returns, exposing investors who failed to report sales to penalties and financial issues.
💰 Most states exempt bullion coins like Silver Eagles from sales tax, but local jurisdictions may still impose taxes, requiring investors to verify their state's specific rules on bullion taxation before transactions.
January 2, 2026
🏗️ Freedom without systems for cash flow, spending, reinvestment, and decision-making is temporary because it relies on memory and emotion rather than repeatable structures that make freedom sustainable beyond the initial wealth creation.
💪 Discipline protects gains through consistency rather than motivation or excitement which fade, as people drift from freedom back to comfort by stopping tracking, planning, and reviewing due to fatigue, not carelessness.
👁️ Awareness of money, time, and behavior prevents quietly falling back into the rat race through small leaks, decisions, and compromises that go unnoticed until the trap closes again.
🧠 Escaping the rat race is easier than staying free, requiring a psychological attack on poverty through total mind shift and behavior change supported by systems, discipline, and awareness.
🎓 Millionaire mindset comes from repeated exposure to valuable information and mindset shifts, not college degrees, as demonstrated by wealth creation without formal education.
January 1, 2026
🎯 2026 will bring wild market volatility driven by mass media-induced changes in human behavior and psychology, creating opportunities to invest at market lows and sell at highs while real estate opportunities emerge and the stock market is exposed as a Ponzi scheme requiring Fed emergency measures.
🏠 The government plans to change the mortgage system in 2026, potentially causing hyperinflation in house prices, but a small dip may occur first—requiring investors to fight mass media narratives and prepare to invest at a specific strategic time.
💰 Tax code changes in 2026 will anger many as people are misled into believing the president will eliminate taxes, but the reality involves unpopular tax news that contradicts the prevailing narrative.
🪙 Precious metals like silver eagles are not tax-free contrary to popular belief, and many investors fall victim to misleading claims such as unrealistic XRP price predictions, ultimately discovering they've been ripped off by scammers.
📺 Mass media has fundamentally altered human behavior and psychology over recent years, leading to the destruction of the human mind, with very few people recognizing these shifts and their impact on society.
December 31, 2025
🏪 Eight Indian-owned companies in Texas received $32 million in SBA 7A loans for gas stations between 2019-2022, with Kamar and Suns Incorporated alone securing $5 million, according to public SBA data.
🏦 Bank of Texas, allegedly operated entirely by Indians, reportedly funnels SBA loans exclusively to Indian buyers for business acquisitions, creating systematic funding discrimination against non-Indian applicants.
💰 Somalia-linked nonprofits in Minnesota defrauded over $250 million in child nutrition funds, prompting SBA Administrator Kelly Laflier to freeze $5.5 million in state grants due to suspected PPP fraud.
📊 95% of small to medium business owners fail to utilize company expenses and profits for funding their retirement accounts, missing substantial tax savings opportunities.
Go out and crush it!
The Ninja is OUT!
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